Our Primary Markets

GTU represents several experienced and reliable insurers offering package coverages (auto liability, general liability, motor truck cargo, and physical damage):

  • Hudson, rated A XV, local-intermediate trucking, 1 or more units (AL, FL, GA, IN, KY, MD, MS, NC, OH, PA, SC, TN, VA, and WV) – GTU Exclusive Representation
  • Occidental, rated A- VIII, long-haul and local-intermediate trucking, 1 or more units (AL, AR, FL, GA, IL, IN, IA, KS*, KY, MD, MI, MN, MS, MO, NC, NE, OH, PA, SC, TN, TX, VA, WV, and WI. *fleet only)
  • Berkley Small Business Solutions, rated A+ XV, interstate trucking, 1 – 14 units (Currently AR, AZ, CO, IA, IL, IN, IA, KY, MI, MN, MO, MS, NV, SC, TN, WI with GA, KS, ME, OH pending)
  • Berkley Prime, rated A+ XV, regional and long-haul trucking, 15 or more units (All States except AK, CA, HI, NY, MA, and WA)
  • AIG, rated A+ XV, long-haul trucking, 11 or more units (All States except FL, MA, NJ, and NY)
Applications

Submission Requirements

HUDSON, OCCIDENTAL, BERKLEY SMALL BUSINESS SOLUTIONS, BERKLEY PRIME, AIG – most risks can be reserved 90 days prior to effective date (60 days for Berkley)

  • Trucking Application
    • Most thorough trucking apps will work to quote (except AIG which requires its own app)
    • ACORD Forms are least desirable
    • Carrier app will be required to bind
    • 3 years of Currently Valued Loss Runs (4 years for over 10 units and all AIG and Berkley risks)
  • MVRs (no more than 90 days old)
  • Driver’s List including date of hire & experience with similar equipment
  • Equipment List with Actual Cash Values for each unit
  • IFTAs – most recent 4 quarters
  • Acord 125 & Acord 126 if General Liability is needed – AIG


Send submissions to [email protected]

GTU Risk & Eligibility Guidelines

DUMPING OPERATIONS – Hudson

  • Sand/Gravel/Dirt

GARBAGE & WASTE OPERATIONS – Hudson

  • Garbage Collection
  • Salvage
  • Dismantled Autos
  • Construction Debris
  • Waste Materials
  • Scrap Dealers

BUSINESS AUTO – Hudson

  • Wholesale and retail delivery
  • Ready-mix operations, cement mixers, concrete pumpers
  • Vacuum trucks
  • Street sweepers
  • Contractors

TRUCKING OPERATIONS

  • Hudson Local-Intermediate – 80% of mi. within 300 mi radius
  • Local-Intermediate, & Long Haul – Occidental, Berkley, AIG
  • Dry Van
  • Refrigerated
  • Flatbed
  • Containers
  • Dry Bulk & Liquid Bulk
  • Auto Haulers
  • Box Trucks (no HHG or last mile)

INELIGIBLE

  • New Ventures (Most require at least 2 years in business)
  • Hazardous Materials (incidental exposures such as household cleaners, batteries, paint, etc. are acceptable)
  • Hazardous, Biohazardous, Medical Waste
  • Coal or Coal By-Products
  • Contaminated Dirt

INELIGIBLE (continued)

  • Drive-Away Contractors
  • Drivers under 23 years of age
  • Escort vehicles not owned by Trucking Company
  • Explosives, Poisons, Radioactive Material
  • Fuel Haulers (Berkley Prime will write)
  • Hot Liquid Asphalt
  • Log Haulers
  • Mobile Home Toters
  • Petroleum-Based Products
  • Tow Trucks
  • Triple Trailers
  • Using Duallys or light pickup trucks to haul goods (Berkley Prime will consider incidental exposures for large fleets)
  • Household Goods Movers

REFERRALS

  • 2 or more BASIC Safety Alerts
  • DOT Conditional Rating
  • Financials Required (Over 10 units for AIG; or 25+ units for Hudson)

Driver Guidelines

HUDSON

  • Minimum Age: 23 years (25 years for garbage or sand & gravel haulers).
  • Minimum CDL Experience: 2 years
  • No drivers with > 1 accident in last 3 years.
  • No drivers with > 3 moving violations in last 36 months or > 2 moving violations in last 24 months.
  • No drivers with major violations which include DUI, speeding > 25 mph, reckless driving, operating a motor vehicle with a suspended license.

OCCIDENTAL

  • Minimum Age: 23 years
  • Minimum CDL Experience: 2 years
  • LFDOT Form required on any driver over 70.
  • No driver over 65 with a violation.
  • No drivers over 74.
  • No drivers with > 2 accidents in last 3 years or > 2 including accidents in current year.
  • No drivers with major violations which include DUI/DWI, homicide, manslaughter, or felony involving a vehicle, hit & run, reckless driving, operating a motor vehicle with a suspended license, permitting an unlicensed driver to drive, speeding > 20 mph.
  • No driver with > 3 moving violations in the last 3 years or with > 2 moving violations (including at fault accidents as stated above) in the current year.

AIG

  • Minimum Age: 23 years
  • Minimum CDL Experience: 2 years
  • LFDOT Form required on any driver over 65.
  • Point System: No more than 3 points allowed in last 36 months.
    – 1 Point: Speeding > 15 mph or any other moving violation.
    – 2 Points: Speeding > or = 15 mph, following too closely, or improper lane change.
    – 2 Points: Any at-fault accident.
    – 3 Points: Accident caused by u-turn in a commercial vehicle.
    – Non-moving violations (e.g., equipment or seat belt) are 1 point for every 3 occurrences within the last consecutive 36 month period.
  • No drivers with major moving violations in last 5 years including a DUI or test refusal reckless driving, hit & run, leaving scene of an accident, passing a school bus.

BERKLEY PRIME

  • Minimum Age: 23 years
  • Minimum CDL Experience: 2 years
  • No drivers with > 3 minor violations or, > 1 major & 1 minor violation, within 36 months.
  • Minor violations include speeding 5-10 mph over the limit and/or equipment violations.
  • No drivers with specific major moving violations which include DUI, reckless driving, speeding > 20 mph.
Need More Information or Help? Call Us or Email Today!
GTU 615.321.4523 [email protected]
Mark Tuchmann 615.760.7045 [email protected]
Bill Cook 615.760.7060 [email protected]
Jenny Young 615.760.7046 [email protected]
Kristin Visaggio 615.760.7047 [email protected]

Monoline Carriers

In addition to our Primary Carriers, we also have some excellent Monoline Carriers. These include:

  • Adriatic
  • Allianz
  • Berkshire Hathaway
  • Gemini
  • Great American
  • IAT Specialty
  • Markel
  • Sompo (Endurance)
  • Travelers